Wednesday, February 3, 2021

What you should know about Commercial Real Estate loans under $5 million?

Do you want to purchase a commercial property? Are you having exciting plans of investing in a new property?

If yes, then it’s the perfect time for you to get some knowledge about commercial real estate loan market.



Commercial real estate loans are perfectly secured by the liens.  These are common for owner-occupied properties and are basically used to aid financially for the manufacturing, development and complex construction of a property.

Commercial loans are either intermediate term or long term. Under intermediate term, these loans last for 3years or less. Under long term, these loans last for 5-20 years. You can choose to pay smaller amounts throughout the entire term.

To get this loan, you need a full-fledged and highly detailed venture plan. This will prove the costumer that your business plan is worth the time and risk.

Under SBA 7(a) type of commercial loan, you can use this loan to refinance or buy property up to worth $5 million.  If you have got 2 years of stable cash coming and credit score above 680, then the down payment for you can be waived off. Also, this loan is restricted to businesses that’s working for >3 years but still come under particular revenue frequencies.

Conclusion

Businesses interested in Commercial Real Estate loans under $5 million can get in touch with JBN capital.

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